You are ready to buy a home and get qualified for your home loan. In the process of obtaining a new mortgage, you will learn about numerous factors that affect a mortgage, including fees, points, loan terms and interest rates.

There has been slight reduction in interest rates of long term mortgages this week, after rising in the four previous weeks....

Low mortgage rates have been hailed as one of the saviors of the banking system. In the long-run though, they could prove to be yet another form of risk. While the Federal Reserve normally contents itself with managing very short-term interest rates,

Some have argued that the best way to help struggling homeowners is not to cut interest rates, but to cut the principal on mortgages. Would this work?

It’s a new year and a new landscape for mortgage rates, as most signs point to a 2010 that will see higher interest rates, as the economy improves and the Federal Reserve lifts rates to balance economic risk.