Credit scoring was developed in the 1960s as a means to determine whether or not consumers were likely to repay their loans. The score ranges from 350 to 850 with a higher score being extremely favorable. Essentially, a high credit score translates into lower interest rates for the borrower...

Are you still paying your mortgage each month at the interest rate you agreed to? Sucker! The government has created a program to let those who aren't paying on their mortgages get lower interest rates on their loans.

Mortgage interest rates moved up another notch for the third week in a row to an average 5.21 percent for fixed-rate mortgages (FRMs) on conforming 30-year loans. http://bit.ly/6Oxmkq

Mortgage interest rates continued their upward trend this week, for the second week in a row, rising to 5.14 percent from 5.06 percent last week for fixed-rate mortgages (FRMs) on conforming 30-year loans. http://bit.ly/6CovpG

After falling for several weeks, mortgage interest rates turned around this week, rising to 5.06 percent, from 5.01 percent a week ago for fixed-rate mortgages (FRMs) on conforming 30-year loans, according to one source. http://bit.ly/6ktD0U